1. About the Website

1.1. Welcome to www.billcutters.com.au (the 'Website'). The Website facilitates interactions between: making it easier for the Customer and the Provider to locate, communicate, arrange payment and deliver the services in a fast and secure manner (the 'Services'). (a) Customers; and (b) any Commercial Partners of Australian Bill Cutters (“provider').

1.2. The Website is operated by Australian Bill Cutters. Access to and use of the Website, or any of its associated products or Services, is provided by Australian Bill Cutters. Please read these terms and conditions (the 'Terms') carefully. 

1.3. Australian Bill Cutters reserves the right to review and change any of the Terms by updating this page at its sole discretion. When Australian Bill Cutters updates the Terms, it will use reasonable endeavours to provide you with notice of updates of the Terms. Any changes to the Terms take immediate effect from the date of their publication. 

1.4. Any misleading, unlawful or fraudulent manner used on this website is not permitted by law. You hereby agree that any information submitted on this Website will be true, complete accurate.

1.5. We do not provide warranty from any viruses or other such nature which may have a negative affect on any systems or technologies from using the website.

1.6. All website information has been arranged from sources which are believed to be accurate at the time, however Australian Bill Cutters may not at all times verify the completeness and accuracy of information provided so it should be considered general information which is not to be relied upon. 

1.7. Australian Bill Cutters reserves the right to terminate, suspend or restrict access to the website at any time required.

2. Acceptance of the Terms 

2.1. By using, browsing and/or reading the Website, this signifies that you have read, understood and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website, or any of its products or Services, immediately. 

2.2. You may also accept the Terms by clicking to accept or agree to the Terms where and if this option is made available to you by Australian Bill Cutters in the user interface. 

2.3. As part of the registration process, or as part of your continued use of the Services, you may be required to provide personal information about yourself (such as identification or contact details), including: (a) Email address (b) Telephone number (c) Name .

2.4. You warrant that any information you give to Australian Bill Cutters in the course of completing the registration process will always be accurate, correct and up to date. 

2.5. Once you have completed the registration process, you will be a registered member of Australian Bill Cutters ('Member') and agree to be bound by the Terms. 

3. The Services 

3.1. While Australian Bill Cutters will endeavour to compare and provide new agreements at competitive pricing, savings can never be guaranteed as this is dependant on a number of factors which can not all be predicted at the time of agreement being provided to the customer.

3.2. It is always the responsibility of the customer to carefully view the relevant pricing, terms and conditions produced by the provider before agreeing to the service of the provider. Australian Bill Cutters does not compare, promote or represent all providers and products available on the market. The providers or products offered vary on a number of factors including but not limited to; customer and provider preferences, customer location, property type, availability of the provider at the time of discussion.

3.3. We endeavour to take all reasonable precautions in obtaining correct and up to date information, but as the information is provided by providers or third parties and can vary from time to time, all information should be verified by the customer before entering into an agreement with the provider. 

3.4 As providers, products and pricing may change at any time, Australian Bill Cutters reserves the right to withdraw, revise or amend any quotes offered to the customer at any time.

4. Privacy Policy

4.1. Australian Bill Cutters takes your privacy seriously and any information provided through your use of the Website and/or Services are subject to Australian Bill Cutters Privacy Policy, which is available on the Website. 

5. Copyright and Intellectual Property

5.1. The Website, the Services and all of the related products of Australian Bill Cutters are subject to copyright. The material on the Website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the Services and compilation of the Website (including but not limited to text, graphics, logos, button icons, video images, audio clips, Website, code, scripts, design elements and interactive features) or the Services are owned or controlled for these purposes, and are reserved by Australian Bill Cutters or its contributors. 

5.2. All trademarks, service marks and trade names are owned, registered and/or licensed by Australian Bill Cutters, who grants to you a worldwide, nonexclusive, royalty-free, revocable license whilst you are a Member to: Australian Bill Cutters does not grant you any other rights whatsoever in relation to the Website or the Services. All other rights are expressly reserved by Australian Bill Cutters. (a) use the Website pursuant to the Terms; (b) copy and store the Website and the material contained in the Website in your device's cache memory; and (c) print pages from the Website for your own personal and non-commercial use. 

5.3. You may not, without the prior written permission of Australian Bill Cutters and the permission of any other relevant rights owners: broadcast, republish, upload to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the Services or third party Services for any purpose, unless otherwise provided by these Terms. This prohibition does not extend to materials on the Website, which are freely available for re-use or are in the public domain.

6. General Disclaimer 

6.1. Nothing in the Terms limits or excludes any guarantees, warranties, representations or conditions implied or imposed by law, including the Australian Consumer Law (or any liability under them) which by law may not be limited or excluded. 

6.2. Subject to this clause, and to the extent permitted by law: (a) all terms, guarantees, warranties, representations or conditions which are not expressly stated in the Terms are excluded; and (b) Australian Bill Cutters will not be liable for any special, indirect or consequential loss or damage, loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise. 

6.3. Use of the Website and the Services is at your own risk. Everything on the Website and the Services is provided to you "as is" and "as available" without warranty or condition of any kind. None of the affiliates, directors, officers, employees, agents, contributors and licensors of Australian Bill Cutters make any express or implied representation or warranty about the Services or any products or Services (including the products or Services of Australian Bill Cutters) referred to on the Website. This includes (but is not restricted to) loss or damage you might suffer as a result of any of the following: (a) failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records; (b) the accuracy, suitability or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website); (c) costs incurred as a result of you using the Website, the Services or any of the products of Australian Bill Cutters; and (d) the Services or operation in respect to links which are provided for your convenience. 

6.4. Nothing that we discuss with the customer constitutes financial, investment or other advice by us in relation to any product.

7. Commercial Partners

7.1 All agreements entered into will only be entered into direct to the provider and not directly with Australian Bill Cutters. Customers should be aware that providers may change their terms and pricing at any time. We will not be held liable at all for any disputes, delays, transactions, risks or dealings with the provider and this is an arrangement solely between the customer and provider.

7.2. Our commercial partners may offer other products directly that may be better than what we can provide.

8. Commission & Fees

8.1. Australian Bill cutters provides a free comparison service for customers to use.

8.2. If the customer agrees to an offer made from a commercial partner, Australian Bill Cutters receives a commission for the referral or purchase of products through that provider.

9. Limitation of Liability

9.1. Australian Bill Cutters’ total liability arising out of or in connection with the Services or these Terms, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will be the lesser of (a) the customer’s actual loss amount; and (b) the referral fee earnt by Australian Bill Cutters for providing the service with supplier.

9.2. You expressly understand and agree that Australian Bill Cutters, its affiliates, employees, agents, contributors and licensors shall not be liable to you for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss. 

9.3. You acknowledge and agree that Australian Bill Cutters holds no liability for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you as a result of providing Your Content to the Website. 

9.4. You expressly understand that any claims must be submitted within 14 days of the customers being aware of the circumstance they are wanting to claim. Australian Bill Cutters will not be held liable for any claims made after this period.

9.5. Information provided may contain generalised statements used to provide customers with a summary of products or providers being compared. This may include but not be limited to features or inclusions of service offerings with relevant providers. You understand that not every product is the same and specific product features and terms should be confirmed with the provider prior to purchasing.
We endeavour to ensure that all information given to you is correct and up to date, however to the extent permitted by law we do not warrant to the completeness, adequacy or accuracy of any specific product or provider information given and exclude liability for any decisions made by the customer on the basis of information provided. 

10. Termination of Contract 

10.1. Australian Bill Cutters may at any time, terminate the Terms with you if: (a) you have breached any provision of the Terms or intend to breach any provision; (b) Australian Bill Cutters is required to do so by law; (c) Australian Bill Cutters is transitioning to no longer providing the Services to Members in the country in which you are resident or from which you use the service; or (d) the provision of the Services to you by Australian Bill Cutters is, in the opinion of Australian Bill Cutters, no longer commercially viable. 

10.2. Subject to local applicable laws, Australian Bill Cutters reserves the right to discontinue or cancel your membership at any time and may suspend or deny, in its sole discretion, your access to all or any portion of the Website or the Services without notice if you breach any provision of the Terms or any applicable law or if your conduct impacts Australian Bill Cutters' name or reputation or violates the rights of those of another party. 

10.3. When the Terms come to an end, all of the legal rights, obligations and liabilities that you and Australian Bill Cutters have benefited from, been subject to (or which have accrued over time whilst the Terms have been in force) or which are expressed to continue indefinitely, shall be unaffected by this cessation, and the provisions of this clause shall continue to apply to such rights, obligations and liabilities indefinitely. 

11. Indemnity 

11.1. You agree to indemnify Australian Bill Cutters, its affiliates, employees, agents, contributors, third party content providers and licensors from and against: (a) all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with Your Content; (b) any direct or indirect consequences of you accessing, using or transacting on the Website or attempts to do so; and/or (c) any breach of the Terms. 

 12. Dispute Resolution

12.1 For any disputes or issues during the use of our website, please contact us on ua.moc.srettucllib%40ofni